Thank you for visiting our website (“Site”). (“Jesus MBA™” or the “Company”) is committed to treating the personal and corporate information of our Site users, customers, and vendors with respect and sensitivity.
We’ve updated our Privacy Policy and improved our privacy practices so we can better safeguard your data. This Site also uses cookies to personalize your experience and target advertising. By continuing to use our Site, you accept the terms of this Privacy Policy, our Terms of Use, and our Cookies policy. To learn how to opt out of our use of Cookies on this Site, click here, but please note that if you disable cookies you may not be able to use all the features of our site.
This Privacy Policy (together with our Terms of Use and any other policies referenced) identifies how we will collect and process any personally identifiable information, such as your name, email, address, financial account information, etc., that we collect from you, or that you provide to us.
YotaLabs Inc., a Delaware corporation, operates jesusmba.org, demfresh.com, and the programs sold through them, including Bible Business School™, Jesus MBA™, the F.A.S.T. Challenge™, the R.U.L.E. of Finance workshop, and the Kingdom Builders community (together, the "Services").
In this policy, "we," "us," and "our" mean YotaLabs Inc. "You" means anyone who visits our sites, buys a program, joins a community, attends a session, or contacts us.
For privacy law purposes, YotaLabs Inc. is the controller of your personal information (a "business" under California law).
Contact: [email protected] Postal: YotaLabs Inc., c/o A Registered Agent, Inc., 8 The Green, Suite A, Dover, DE 19901, United States
This policy explains what we collect, why, who we share it with, how long we keep it, and what rights you have. It applies to all of the Services. Our Terms of Service govern your use of them.
We collect what you give us (name, email, payment details, what you write to us) and what your device tells us (IP address, pages viewed, how you found us).
Live sessions are recorded. If you speak, appear on camera, or post in chat, that is collected.
We use it to deliver what you bought, support you, improve the programs, and market to you.
We do not sell your personal information for money. We do use advertising pixels, and under some US state laws that counts as "sharing" — see Section 7.
We never share your phone number or SMS consent with anyone for their marketing.
You can ask us for a copy of your data, ask us to correct or delete it, and opt out of marketing at any time. Section 10 and Section 11 explain how
3.1 Information you give us
Category
Identifiers
Payment information
Transaction records
Communications
Program activity
Community content
Audio and video
Business information
Examples
Name, email address, postal address, phone number, account username
Billing name and address, last four digits and card type, transaction ID
What you bought, when, amount paid, refund and dispute history
Emails, support tickets, replies, survey answers
Modules watched, progress, downloads, questions asked, worksheet entries
Messages, posts, and files you share in Kingdom Builders or any community we host
Your voice, image, display name, and chat messages during recorded live sessions; video and written testimonials
Your industry, revenue range, role, goals — where you choose to share it
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
When
Purchase, account creation, opt-in, contact
Checkout. We never receive or store your full card number — see Section 6.
Purchase
When you contact us
Using the programs
Participation
Live sessions, testimonials
Applications, coaching, surveys
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Category
Identifiers
Payment information
Transaction records
Communications
Program activity
Community content
Audio and video
Business information
Examples
Name, email address, postal address, phone number, account username
Billing name and address, last four digits and card type, transaction ID
What you bought, when, amount paid, refund and dispute history
Emails, support tickets, replies, survey answers
Modules watched, progress, downloads, questions asked, worksheet entries
Messages, posts, and files you share in Kingdom Builders or any community we host
Your voice, image, display name, and chat messages during recorded live sessions; video and written testimonials
Your industry, revenue range, role, goals — where you choose to share it
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
When
Purchase, account creation, opt-in, contact
Checkout. We never receive or store your full card number — see Section 6.
Purchase
When you contact us
Using the programs
Participation
Live sessions, testimonials
Applications, coaching, surveys
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Category
Identifiers
Payment information
Transaction records
Communications
Program activity
Community content
Audio and video
Business information
Examples
Name, email address, postal address, phone number, account username
Billing name and address, last four digits and card type, transaction ID
What you bought, when, amount paid, refund and dispute history
Emails, support tickets, replies, survey answers
Modules watched, progress, downloads, questions asked, worksheet entries
Messages, posts, and files you share in Kingdom Builders or any community we host
Your voice, image, display name, and chat messages during recorded live sessions; video and written testimonials
Your industry, revenue range, role, goals — where you choose to share it
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
When
Purchase, account creation, opt-in, contact
Checkout. We never receive or store your full card number — see Section 6.
Purchase
When you contact us
Using the programs
Participation
Live sessions, testimonials
Applications, coaching, surveys
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Please don't send us what we don't need. Do not provide health information, government ID numbers, financial account numbers, or anyone else's personal information through our forms or communities.
3.2 Religious beliefs — special note
Our programs teach business principles drawn from the Bible, and many participants share their faith freely in sessions and communities. We never require you to disclose your religious beliefs, and we do not ask about them as a condition of purchase or participation.
If you choose to share your beliefs — in a testimonial, a prayer request, a community post, or a coaching call — you are volunteering that information. Under European and UK law, religious belief is a special category of personal data, and where that law applies we process it only on the basis of your explicit consent or because you have manifestly made it public yourself. You can withdraw that consent at any time by emailing [email protected].
3.3 Information collected automatically
IP address, approximate location derived from it, device and browser type, operating system, language, referring URL, pages viewed, time on page, clicks and scrolls, email opens and link clicks, and identifiers set by cookies and similar technologies. See Section 8.
3.4 Information from other sources
Advertising and analytics platforms (aggregate campaign data and, where you have permitted it, matched identifiers), payment processors (transaction outcomes and fraud signals), our email and CRM platforms, affiliates and partners who refer you, and publicly available sources such as your business website or public social profile.
Purpose
Deliver programs, grant access, run live sessions
Process payments, prevent fraud and chargebacks
Provide support and answer your questions
Send transactional messages (receipts, access, schedule changes)
Send marketing about our programs
Advertise on third-party platforms and measure it
Publish testimonials and session recordings
Process religious or other special-category data
Improve programs and understand what works
Keep the Services secure; investigate misuse
Comply with tax, accounting, and other legal duties
Establish, exercise, or defend legal claims
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Legal basis (EEA/UK)
Performance of a contract
Contract; legitimate interests; legal obligation
Contract; legitimate interests
Contract
Consent where required; otherwise legitimate interests
Consent where required; otherwise legitimate interests
Consent
Explicit consent, or manifestly made public by you
Legitimate interests
Legitimate interests
Legal obligation
Legitimate interests
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Purpose
Deliver programs, grant access, run live sessions
Process payments, prevent fraud and chargebacks
Provide support and answer your questions
Send transactional messages (receipts, access, schedule changes)
Send marketing about our programs
Advertise on third-party platforms and measure it
Publish testimonials and session recordings
Process religious or other special-category data
Improve programs and understand what works
Keep the Services secure; investigate misuse
Comply with tax, accounting, and other legal duties
Establish, exercise, or defend legal claims
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Legal basis (EEA/UK)
Performance of a contract
Contract; legitimate interests; legal obligation
Contract; legitimate interests
Contract
Consent where required; otherwise legitimate interests
Consent where required; otherwise legitimate interests
Consent
Explicit consent, or manifestly made public by you
Legitimate interests
Legitimate interests
Legal obligation
Legitimate interests
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Purpose
Deliver programs, grant access, run live sessions
Process payments, prevent fraud and chargebacks
Provide support and answer your questions
Send transactional messages (receipts, access, schedule changes)
Send marketing about our programs
Advertise on third-party platforms and measure it
Publish testimonials and session recordings
Process religious or other special-category data
Improve programs and understand what works
Keep the Services secure; investigate misuse
Comply with tax, accounting, and other legal duties
Establish, exercise, or defend legal claims
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Legal basis (EEA/UK)
Performance of a contract
Contract; legitimate interests; legal obligation
Contract; legitimate interests
Contract
Consent where required; otherwise legitimate interests
Consent where required; otherwise legitimate interests
Consent
Explicit consent, or manifestly made public by you
Legitimate interests
Legitimate interests
Legal obligation
Legitimate interests
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
We do not use your personal information to make automated decisions producing legal or similarly significant effects about you.
Live sessions are recorded, and replays may be sold, shared with future cohorts, or used in marketing. Recordings may capture your name, display name, voice, image, and chat messages.
If you would rather not appear: keep your camera and microphone off, use a display name that does not identify you, and do not post in chat. You can participate fully that way.
If you have already appeared in a recording and want your appearance removed from future uses, email [email protected]. We will remove it from materials we still control going forward. We cannot recall recordings already distributed to participants or ads already placed with platforms.
We do not sell your personal information for money. We share it with:
Service providers acting on our instructions — payment processing, website and video hosting, email and CRM, scheduling and webinars, community platforms, analytics, customer support, accounting and tax. They may use your information only to perform their services for us.
Payment processors. Card details go directly to our processor. We do not receive or store your full card number. Their handling is governed by their own privacy policy and PCI-DSS standards.
Third-party platforms you choose to use. If you join a community hosted on WhatsApp, your phone number, profile, and messages are processed by Meta Platforms, Inc. under Meta's terms and privacy policy, not ours. We cannot control or delete what Meta holds. Do not join if you are not comfortable with that.
Advertising and analytics platforms — see Section 7.
Professional advisers — lawyers, accountants, auditors, insurers, under duties of confidentiality.
Legal and safety — where required by law, subpoena, or court order; to enforce our Terms; to investigate fraud; or to protect the rights, property, or safety of any person.
Business transfers — in a merger, acquisition, financing, or sale of assets, subject to this policy continuing to apply.
Never shared for others' marketing: your phone number and SMS opt-in consent. We do not share mobile information with third parties or affiliates for their marketing or promotional purposes.
We use advertising and analytics technologies from providers including Meta Platforms, Inc. and Google LLC to show our programs to people likely to be interested and to measure whether our ads work. These involve disclosing identifiers such as cookie IDs, device identifiers, IP address, and in some cases a hashed version of your email address.
We do not receive money for this. But several US state privacy laws define "sale" broadly, and California defines "sharing" to include disclosing personal information for cross-context behavioral advertising. Under those definitions, our advertising activity may constitute a "sale" or "sharing."
You can opt out. Use the "Do Not Sell or Share My Personal Information" link in our website footer, or email [email protected] with that phrase as the subject line. We also honor the Global Privacy Control (GPC) signal transmitted by your browser as a valid opt-out request for that browser and device.
Your opt-out applies to the specific browser and device you use. If you clear cookies, switch browsers, or use another device, set it again.
We use cookies, pixels, tags, web beacons, and local storage to keep the site working, remember your preferences, understand traffic, and deliver and measure advertising.
Strictly necessary cookies keep you logged in, secure your session, and remember your cart. These cannot be turned off. Analytics cookies tell us which pages work and where people leave. Advertising cookies support the activity described in Section 7.
In the EEA, the UK, and other regions requiring it, we do not set non-essential cookies until you consent through our cookie banner, and you may withdraw consent at any time via the banner or your browser settings.
Blocking cookies through your browser is always available, but parts of the Services may stop working.
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Data
Account and program access
Transaction and tax records
Marketing contact data
Support communications
Session recordings
Testimonials in published marketing
Cookie and analytics data
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Retention
While your account is active, then △ DECIDE — e.g. 3 years after last activity
7 years, to satisfy US tax and accounting requirements
Until you unsubscribe, then a suppression record kept indefinitely so we don't email you again
△ DECIDE — e.g. 3 years from the last message
While the program is offered, plus any period needed for legal claims
Until you withdraw consent, plus time to remove from circulation
Typically up to 26 months
Where we no longer need information, we delete or irreversibly anonymize it. We may keep what we need to resolve disputes, enforce agreements, or comply with law.
Depending on your state — including California, Colorado, Connecticut, Virginia, Utah, Texas, Oregon, Montana, and others with comprehensive privacy laws — you may have the right to:
Know and access the categories and specific pieces of personal information we have collected, the sources, the purposes, and the categories of recipients;
Correct inaccurate personal information;
Delete personal information we hold about you;
Obtain a portable copy of information you provided;
Opt out of targeted advertising, and of any "sale" or "sharing" (see Section 7);
Limit the use of sensitive personal information, where applicable;
Not be discriminated against for exercising any of these rights. We will not deny you a program, charge a different price, or provide a lesser experience because you exercised a privacy right.
How to exercise them. Email [email protected] with the subject line "Privacy Request," telling us which right you are exercising and the email address you used with us.
Verification. We must verify your identity before acting. We will usually do this by sending a code to the email address already on your account. We may ask for additional information for high-risk requests. We will not create a new account or collect new data solely to verify you.
Timing. We acknowledge within 10 business days and respond within 45 days, extendable once by a further 45 days where reasonably necessary, and we will tell you if we need the extension.
Authorized agents. You may use an agent. We will require written authorization signed by you, or a power of attorney, and we may contact you directly to confirm.
Appeals. If we deny your request, you may appeal by replying to our decision with "Privacy Appeal" in the subject line. We will respond within 45 days with our decision and reasons. If we deny the appeal, you may contact your state Attorney General.
California: you may also request the specific categories we collected, disclosed, sold, or shared in the preceding 12 months, and you may make requests twice in a 12-month period free of charge.
If you are in the European Economic Area, the United Kingdom, or Switzerland, you have the right to access, rectify, erase, restrict processing, object to processing (including to direct marketing at any time), data portability, and to withdraw consent at any time without affecting prior processing.
Exercise any of these by emailing [email protected]. We respond within one month, extendable by two further months for complex requests.
Complaints. You may lodge a complaint with your local supervisory authority. In the UK, that is the Information Commissioner's Office.
International transfers. We are based in the United States and your information will be transferred to and processed there and in other countries where our service providers operate. Where we transfer personal information out of the EEA or UK, we rely on the European Commission's Standard Contractual Clauses and the UK International Data Transfer Addendum, together with additional safeguards where needed. Where a provider is certified under the EU-US Data Privacy Framework and its UK Extension, we may rely on that certification. You may request a copy of the relevant safeguards from us.
The Services are not directed to children under 13, and we do not knowingly collect personal information from anyone under 13. If we learn that we have, we will delete it promptly.
You must be 18 or older to purchase. Anyone 13 to 17 may use the Services only with a parent or guardian's involvement and consent, consistent with Section 4 of our Terms of Service.
If you believe a child under 13 has given us information, email [email protected] and we will remove it.
Email. Every marketing email carries an unsubscribe link. Unsubscribing takes effect promptly; allow up to 10 days for messages already queued. You cannot unsubscribe from transactional messages — receipts, access details, schedule changes, and account notices — while you hold an active program.
SMS, if you have opted in: reply STOP to end and HELP for help. Message and data rates may apply. Frequency varies. We do not share your number or your consent with anyone for their marketing.
Ads: see Section 7.
We use technical and organizational measures appropriate to the risk — encryption in transit, access controls, least-privilege administration, and vetted providers. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. Protect your own account by using a strong, unique password and not sharing your login.
If a breach affects your personal information, we will notify you and the relevant regulators where the law requires.
Our Services link to sites and platforms we do not control, including social media, payment pages, and community platforms. This policy does not apply to them. Read their policies before providing information.
We may update this policy. The "Last Updated" date will change, and we will notify registered users by email of material changes. Continued use after the effective date means you accept the updated policy. The English version controls over any translation.
Any dispute relating to this policy or to our handling of your personal information is subject to our Terms of Service, including the governing law, informal resolution, binding individual arbitration, and class action waiver provisions in Section 30 of those Terms — and including your right to opt out of arbitration within 30 days. Nothing in this section limits your right to complain to a regulator or supervisory authority as described in Sections 10 and 11.
YotaLabs Inc. c/o A Registered Agent, Inc. 8 The Green, Suite A, Dover, DE 19901 United States
Privacy requests and questions: [email protected] (subject line: "Privacy Request")
© 2026 YotaLabs Inc. All rights reserved.